Latest News About Mortgage-free options for first-time buyers in different regions

No-deposit routes exist for first-time buyers, with lenders offering 100% or near-100% deals in some markets, plus cashback or deposit-relief incentives for eligible applicants. Common patterns include 100% LTV mortgages for qualified buyers (often with age, income, and affordability criteria) and fixed periods for a set time; deposit-relief schemes can offer deposit relief or cashback on completion. Eligibility generally requires a period of rent payment history, no previous ownership within a specified window, and property type restrictions. Programs differ by country, and programs change over time. Consult local lenders’ pages for up-to-date terms and eligibility. Examples show some UK lenders publicly advertise 100% or near-100% options or cashback schemes for first-time buyers, along with guidance on deposits, stamp duty relief, and affordability calculations. Always verify with local lenders for Milan or broader Italy, as programs differ by region and policy.